Terms of Service

1. Acceptance of Terms

By accessing or using BubbleWatch ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

2. Description of Service

BubbleWatch provides market indicator data and analysis tools. The Service includes:

• Access to financial market indicators
• Historical data visualization
• Email alerts for threshold crossings (Premium)
• Data export capabilities (Premium)

3. Disclaimer of Investment Advice

The indicators and data provided are for educational and informational purposes only. You should always conduct your own research and consult with qualified financial advisors before making any investment decisions.

4. User Accounts

To access certain features of the Service, you must create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use
• Providing accurate and complete registration information

5. Subscription and Billing

Premium subscriptions are billed monthly at the rate displayed at the time of purchase. Subscriptions automatically renew unless cancelled before the renewal date.

• You may cancel your subscription at any time through your account settings
• No refunds are provided for partial billing periods
• We reserve the right to change pricing with 30 days notice
• Payments are processed securely through Stripe

6. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to gain unauthorized access to any part of the Service
• Interfere with or disrupt the Service or servers
• Scrape, crawl, or use automated means to access the Service without permission
• Redistribute, resell, or republish our data without authorization
• Circumvent any access restrictions or rate limits

7. Data Sources and Accuracy

We source data from third-party providers including the Federal Reserve (FRED), Treasury Department, and market data providers. While we strive for accuracy:

• We do not guarantee the accuracy, completeness, or timeliness of any data
• Data may be delayed or temporarily unavailable
• Historical data may be revised by source providers
• You should verify critical data independently

8. Intellectual Property

The Service and its original content (excluding third-party data), features, and functionality are owned by BubbleWatch and are protected by intellectual property laws. Our composite indicators and calculation methodologies are proprietary.

9. Limitation of Liability

To the maximum extent permitted by law, BubbleWatch shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, or other intangible losses, resulting from:

• Your use or inability to use the Service
• Any investment decisions made based on information from the Service
• Unauthorized access to or alteration of your data
• Service interruptions or data inaccuracies

10. Service Modifications

We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

11. Changes to Terms

We may update these Terms from time to time. We will notify you of any changes by posting the new Terms on this page and updating the "Last updated" date. Your continued use of the Service after any changes constitutes acceptance of the new Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved through binding arbitration.

13. Contact Us

If you have any questions about these Terms, please contact us at support@bubblewatch.io